Skip to main content [Accesskey 'S']Go to home page [Accesskey '1']
Are you a business customer?
  • Broken down?|
  • Had an accident?|
  • Help and support
  • Breakdown cover
  • Report a breakdown
  • Personal breakdown cover
  • Multicar breakdown cover
  • Family breakdown cover
  • European breakdown cover
  • Motorbike breakdown cover
  • Electric car breakdown cover
  • Business breakdown cover
  • Caravan and motorhome breakdown cover
  • Instant breakdown cover
  • Report an accident
  • Wrong fuel assistance
  • Manage your cover
  • Breakdown guides
  • Car insurance
  • Multi-Car Discount
  • Van insurance
  • Electric car insurance
  • Short term car insurance
  • Motorbike insurance
  • Car insurance guides
  • Home insurance
  • Buildings insurance
  • Contents insurance
  • Home insurance guides
  • Travel insurance
  • Backpacker travel insurance
  • All insurance products
  • Car insurance claim
  • Home insurance claim
  • Manage your policy
  • MOTs
  • Car servicing
  • Mobile mechanics
  • Diagnostics
  • Brake pads and discs
  • Car battery replacement
  • Car key replacement
  • Oil and filter change
  • Vixa proactive car care
  • Wrong fuel assistance
  • Car warranty
  • Car servicing guides
  • MOT guides
  • Used cars for sale
  • New cars to lease
  • AA cars and vans
  • Car history check
  • Car warranty
  • Car finance
  • Sell your car
  • Vehicle inspection
  • Vehicle delivery
  • Car reviews
  • Car buying guides
  • Driving School
  • Driving instructor training
  • Driving School franchise
  • EV Driving School franchise
  • Driving instructor guides
  • Driving lessons
  • Refresher driving lessons
  • AA Driving Theory app
  • Manage your lessons
  • Learner driver insurance
  • Learner driving advice
  • Personal loans
  • Car loans
  • Debt consolidation loans
  • Home improvement loans
  • Manage your loan
  • Savings accounts
  • Easy Access Savings
  • AA Member Saver
  • Manage your savings
  • All finance products
  • Finance guides
  • Route planner
  • Traffic news
  • Mileage calculator
  • Fuel price report
  • Travel insurance
  • Backpacker travel insurance
  • Atlases travel guides and driving kits
  • Travel ideas and places to stay
  • Driving advice

Driving abroad in Europe

Car insurance cover in Europe

European countries where you're covered to drive

As an AA car insurance policyholder, you can drive anywhere in the EU and other European countries with the same cover level as you have in the UK.

The Gold and Platinum levels of comprehensive car insurance cover you for up to 90 days during the 12 months of your policy. The Silver level covers you for 30 days.

The Republic of Ireland is within the territorial limit of our car insurance, so policyholders get the same level as cover there as they do in the UK all year round.

Your car insurance is valid in the following countries:

  • Andorra
  • Austria
  • Belgium
  • Bosnia and Herzegovina
  • Bulgaria
  • Croatia
  • Cyprus
  • Czech Republic
  • Denmark
  • Estonia
  • Finland
  • France
  • Gibraltar
  • Germany
  • Greece
  • Hungary
  • Iceland
  • Italy
  • Latvia
  • Liechtenstien
  • Lithuania
  • Luxembourg
  • Malta
  • Monaco
  • Montenegro
  • Netherlands
  • Norway
  • Poland
  • Portugal
  • Romania
  • San Marino
  • Serbia
  • Slovakia
  • Slovenia
  • Spain
  • Sweden
  • Switzerland
  • Vatican City
European countries map


Documents for driving abroad in Europe

You'll need to take:

  • Your Certificate of Motor Insurance
  • The vehicle log book (V5C)
  • Your driving licence
  • Your passport

Longer trips and business travel abroad

Be aware, as a British citizen you can visit the EU or countries in the Schengen area for a total of 90 days in a 180-day period without a visa.

So let us know if you want to take your car to Europe for more than 90 days and have the same level of cover as you have in the UK. If your insurer agrees, you may have to pay a fee for the extended cover.

Please also tell us if you're planning to use your car for business travel abroad.

  • Call us on 0344 412 4684

Lines are open Monday to Friday 8am to 8pm, Saturday 9am to 5pm.



The AA's advice on driving abroad

  • Documents you need to take abroad

  • Driving in Europe and beyond

Government advice

  • Driving abroad

  • Vehicle insurance for driving abroad

  • Visiting Europe



Breakdown cover abroad

For peace of mind, AA European Breakdown Cover has a 24/7 English-speaking helpline for when you're driving abroad.


Updated 12 June 2024


Car insurance

Defaqto Star rated insurance – you're in safe hands
Find out more

European Breakdown Cover

Help from over 40,000 quality-assured garages across Europe
Find out more

Useful travel links

Driving in Europe and beyond | Travel insurance

Driving in Europe and beyond

Advice and information for international driving

Travel insurance

Star rated cover for your holiday

Connect with us

x logofacebook iconInsta new
  1. Homearrow-right
  2. Car insurancearrow-right
  3. Car insurance advicearrow-right
  4. Driving abroad in Europe
  • About us
  • Gender pay gap
  • Help and support
  • Apps
  • Careers
  • Modern slavery
  • Terms of use
  • Privacy notice
  • Privacy hub
  • Cookies

© Automobile Association Developments Ltd. 2026