As you may already know, just buying your dream car can be costly. But don't worry, we've some useful information that could help to reduce your car insurance premium.
Check the specification
Acceleration and top speed are both considered when Thatcham Research does tests for a car insurance Group Rating score. A vehicle that's built for speed is likely to be in a high car insurance group.
The cost of repairs is also taken into account for each Group Rating, so it's worth doing some research before buying. If parts are expensive or repairs are time-consuming, it may be worth considering a different car.
You could find a similar model in a lower group, attracting a lower premium when you get a quote.
Reduce the mileage
We know it's hard, but try to resist driving your pride and joy all the time. By reducing the annual mileage you could get a lower insurance premium.
Car security
High performance cars can attract unwanted attention so keep your vehicle secure on the driveway, or better still in a locked garage at night.
Also, improving the vehicle's security can help to reduce the cost of your insurance. The provider can advise which approved anti-theft devices to fit – tracking devices and immobilisers are likely to attract discounts. A tracking device is a good investment if you consider your car to be irreplaceable.
Driving safely
Performance cars are built for speed, but remember you still need to drive carefully and within the speed limit. A motoring conviction is likely to increase your insurance premium.
