Why insure your car with us?
99% of claims paid
99% of car insurance claims were paid out in the past year. You can trust us to do the right thing.1
What our customers say‡
Uninsured driver promiseKeep your no claim discount and pay no excess if an uninsured driver hits your car and it's not your fault.
Features and benefits of our car insurance for members
 Silver |
 Gold |
 Platinum |
|---|---|---|
 |
 |
|
| Motor Legal Assistance | ||
| Optional |
 |
|
| Car Hire | ||
| Optional |
Optional |
|
| Motor Accident Plan | ||
| Optional |
Optional |
|
| Personal belongings | ||
| Cover up to £100 for members |
Cover up to £300 for members |
Cover up to £500 for members |
| Lost or stolen keys | ||
| Cover up to £750 |
Cover up to £1,000 |
Cover up to £1,500 |
Enhance your insurance with additional cover
Motor Legal Assistance
Car Hire
Motor Accident Plan
Excess Protection
Good to know
* A 10% discount is applied to each policy taken out for cars at your household. The discount applies to the core insurance premium, and not to any optional policy add-ons taken.
This offer is subject to the AA being able to provide a quote validated on your full details.
The discount can't be used in conjunction with any other offers or discounts, and can be withdrawn or amended at any time.
This offer is not available on price comparison or cashback websites.
1 Our panel of insurers paid out on average 99.60% of all car insurance claims, July 2024 to June 2025.
‡ Based on AA Car Insurance and AA Home Insurance combined customer reviews.
AA Gold and AA Platinum comprehensive car insurance have been given a 5 Star Rating from Defaqto. Defaqto is one of the UK's most trusted sources of financial product and market intelligence, supporting financial institutions, intermediaries and consumers to make smarter financial decisions.
The underwriter of your car insurance policy will be provided from our panel of insurers.
AA Car Insurance is arranged by Automobile Association Insurance Services Limited. Registered office: Level 3, Plant, Basing View, Basingstoke, Hampshire RG21 4HG. Registered in England and Wales number 2414212.
Automobile Association Insurance Services Limited is authorised and regulated by the Financial Conduct Authority (FCA), Financial Services Register number 310562.